Home/germany/Playbook DE-HUB-06: Germany Visa & Immigration Routes Hub Guide: Student Visa, Werkstudent & EU Blue Card
Step-by-Step Visa Guide 100% Free & Ungated

Playbook DE-HUB-06: Germany Visa & Immigration Routes Hub Guide: Student Visa, Werkstudent & EU Blue Card

Complete 2026 guide to Germany Visa & Immigration Routes Hub Guide: Student Visa, Werkstudent & EU Blue Card for Indian students and parents.

?What is APS Certificate?

An official verification certificate for Indian students proving that your school and university marks are genuine and recognized in Germany.

Visa FeeVaries
Est. Timeline4-6 Weeks
BiometricsRequired

Germany Blocked Account & Remittance Calculator

German Blocked Account Cost Calculator

Calculate the exact Indian Rupee outflow needed to open and fund your German blocked account.

Required deposit12.004,00 €11.904,00 € deposit + 100,00 € buffer
Estimated rupee outflow₹10,86,362

Provider comparison

ProviderSetup feeMonthly feeHealth insuranceEst. total (INR)
ExpatrioPOPULAR119,00 €9,00 €/moIncluded₹11,06,906Explore →
Fintiba159,00 €9,90 €/moNot included₹11,11,503Explore →
Coracle99,00 €FreeIncluded₹10,95,322Explore →

Blocked account FAQs

Does the amount need to be refilled every year?

You only need to show the account for the first 12 months of your study visa. For subsequent years, you can prove financial capability through savings, side-jobs, parents' income, or loans — a full refill is rarely required unless your local Ausländerbehörde specifically asks for one during a visa extension.

Do I still need one if I hold a DAAD scholarship or a loan?

No. An official award letter for a recognized scholarship (e.g. DAAD) covering at least €992/month exempts you. An Indian education loan sanction letter also works as valid financial proof — you don't have to deposit the money upfront.

Who controls the funds — can the provider withdraw them?

The funds are entirely yours; the account is locked under German federal law and releases €992/month to your local bank account. If your visa is rejected, the full amount is returned to your Indian source account.

Estimates for academic year planning — confirm current figures with the provider and the German Embassy before wiring funds.

Related Resources