Bhagya Lakshmi Scheme (Karnataka)
Department of Women and Child Development, Government of Karnataka · Karnataka
| Scheme Name | Bhagya Lakshmi Scheme (Karnataka) |
| Provided By | Department of Women and Child Development, Government of Karnataka |
| Eligibility Summary | Class 11-12, Graduation, Engineering (< ₹8L Income) |
About the Program
A financial and educational empowerment scheme by Karnataka Govt for BPL families, providing ₹1 Lakh maturity amount for girl children at age 18.
Benefits & Financial Support
₹1.0 Lakh+
Maturity amount of up to ₹1,00,000 paid at age 18, along with annual scholarships ranging from ₹300 to ₹1,000 for Class 1 to 10.
Long-term financial security through a ₹1 Lakh maturity bond, annual educational scholarships, and health insurance coverage.
Note: Limited to maximum of two girls per family. Must belong to BPL category.
Eligibility Criteria & Income Limit
| Education Level | School, Class 1 to 10, UG |
| Course / Stream | Relevant courses |
| Income Limit | Up to ₹1.5 Lakh/year |
| Category / Caste | General, OBC, SC, ST, EWS |
| Domicile State | Karnataka |
Mandatory Documents Checklist
- ✓Birth Certificate of girl child
- ✓BPL Ration Card of family
- ✓Income Certificate of parents
- ✓Aadhaar Card of parents and child
- ✓Immunization proof from health department
Selection Process
Limited to a maximum of two girl children of BPL families in Karnataka born after March 31, 2006.
Renewal Policy
Must follow health immunization schedule and maintain continuous school enrollment.
How to Apply Online
Applications are submitted online via Offline via Anganwadi. Complete eKYC, upload scanned documents, and submit before the closing date.
- 1
Contact local Anganwadi worker or CDPO office.
- 2
Submit application form with BPL card and birth proof.
- 3
Receive the Bhagyalakshmi certificate.
- 4
Maintain school enrollment and immunization milestones.
Common Questions (FAQs)
What is the maturity benefit?
The scheme provides a maturity amount of up to ₹1,00,000 when the girl child turns 18, intended for her higher education or marriage.
Who can apply for the Bhagya Lakshmi Scheme?
Karnataka permanent resident families under the BPL category can register a maximum of two girl children born after March 31, 2006.
Are there school scholarships in this scheme?
Yes, annual scholarships ranging from ₹300 to ₹1,000 are provided to help girls complete their education from Class 1 to Class 10.
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IndiaScholarships.in attempts to provide accurate information manually curated from official sources. Scholarship details, timelines, and eligibility can change without notice as per the provider's discretion. Applying for a scholarship does not guarantee selection. Always verify all information on the official Department of Women and Child Development, Government of Karnataka website before final submission.