Bihar Student Credit Card / Education Support Scheme
About the Program
The Bihar Student Credit Card Scheme (BSCC) offers up to ₹4 lakh interest-free loan to Bihar students pursuing higher education. Launched by the Bihar Government, it supports general, technical, and professional courses without financial barriers. Apply online via the official portal for seamless access in 2025-2026.
Benefits & Financial Support
Inclusions
Interest-free education loans
Loan covers tuition fees, books, laptops, and hostel charges
No collateral or property guarantee required
Direct disbursement to educational institution
Extended repayment period of 7-10 years
Repayment begins only after course completion
Equal opportunity for students from urban and rural areas
Eligibility Criteria
Educational Qualification
UG / PG / Professional
Must be enrolled in relevant courses.
Financial & Category
Selection Process
Online application verification at DRCC, document check, institution confirmation, loan sanction by participating banks
government guarantee on repayment.
Renewal Policy
Loan disbursed as needed during course
repayment post-study
Application Process
['Visit https://www.7nishchay-yuvaupmission.bihar.gov.in/ and register with mobile/Aadhaar.', "Fill personal details and select 'Bihar Student Credit Card' scheme.", 'Complete BSCC application form with course, institution, and loan details.', 'Submit online; no document upload needed initially.', 'Visit nearest DRCC with self-attested documents for verification.', 'Receive Student Credit Card and loan sanction letter after approval.']
Documents Required
Important Dates
Application Deadline
Invalid Date
Applications accepted throughout the year; check official portal
Dates are subject to change as per the provider's official notification. Applicants are encouraged to apply well before the closing date.
Scholarship Quick Facts
Common Questions (FAQs)
Q.What is the interest rate?
0% interest for all students as per 2025 update.
Q.Who is eligible?
Bihar residents under 25 years, passed 12th, enrolled in recognized higher education courses.
Q.Can I buy a laptop?
Yes, loan covers books, laptop, tuition, hostel fees.
Q.When does repayment start?
After course completion and securing a job; up to 7-10 years tenure.
Q.Is there income limit?
Not specified, but targets economically weaker students.
Help & Contact Support
Official Support
Need Application Help?
If you have trouble applying, you can join our student community or browse our application guides.
Browse More ScholarshipsLegal Disclaimer
IndiaScholarships.in attempts to provide accurate information manually curated from official sources. However, scholarship details, timelines, and eligibility can change without notice as per the provider's discretion. Applying for a scholarship does not guarantee selection. Always verify all information on the official Education Department, Govt. of Bihar website before final submission.
Ready to Apply?
Submit your application through the official portal. Ensure all documents are scanned and ready for upload.
Visit Official Portal