Kotak Junior Scholarship Program (MMR)
Kotak Education Foundation · Maharashtra
| Scheme Name | Kotak Junior Scholarship Program (MMR) |
| Provided By | Kotak Education Foundation |
| Eligibility Summary | Class 11-12, Graduation, Engineering (< ₹8L Income) |
About the Program
The Kotak Junior Scholarship Program by Kotak Education Foundation provides ₹3,500 per month (total ₹73,500 over 21 months) plus academic mentoring to meritorious Class 10 pass students from Mumbai Metropolitan Region (MMR) pursuing Class 11 and 12.
Benefits & Financial Support
₹42k+
Financial assistance of ₹3,500 per month for 21 months (totaling ₹73,500 across Class 11 and Class 12), plus dedicated 1-on-1 academic mentoring, career counseling, personality development, and educational exposure visits.
₹3,500/month stipend (₹73,500 over 21 months) + comprehensive career counseling and academic mentoring.
Note: Must have scored 85%+ in Class 10 and reside within Mumbai Metropolitan Region (MMR).
Eligibility Criteria & Income Limit
| Education Level | Higher Secondary |
| Course / Stream | Relevant courses |
| Minimum Marks | 85% |
| Income Limit | Up to ₹3.2 Lakh/year |
| Category / Caste | All |
| Domicile State | Maharashtra |
Mandatory Documents Checklist
- ✓* Class 10 / SSC / CBSE / ICSE Marksheet showing minimum 85% marks
- ✓* School Leaving Certificate / Transfer Certificate
- ✓* Admission Fee Receipt or Bonafide Certificate for Class 11 in a junior college/school within MMR
- ✓* Family Income Proof (Income Certificate from Tahsildar / Salary Slips / ITR <= ₹3,20,000)
- ✓* Aadhaar Card of student and parents
- ✓* Student Bank Account Passbook copy
- ✓* Electricity bill or ration card verifying MMR residential address
Selection Process
Selection is based on Class 10 academic excellence (85%+), verified socioeconomic need (< ₹3.2 LPA in MMR), and performance in a screening interview.
Renewal Policy
Continuous monthly disbursement across Class 11 and Class 12 contingent upon passing all college exams and regular attendance in KEF mentorship workshops.
How to Apply Online
Applications are submitted online via Online. Complete eKYC, upload scanned documents, and submit before the closing date.
- 1Eligibility Check
Confirm you scored 85%+ in Class 10, have family income <= ₹3.2 LPA, and reside within Mumbai Metropolitan Region (Mumbai, Thane, Navi Mumbai, Palghar).
- 2Portal Registration
Register on the Kotak Education Foundation portal or Buddy4Study with your mobile number and email.
- 3Application Form
Enter your Class 10 percentage, junior college admission confirmation details, and family income breakdown.
- 4Upload Verification Proofs
Upload your marksheet, MMR address proof, parent income certificate, and student bank passbook.
- 5Telephonic Screening & Interview
Shortlisted students undergo telephonic screening and a personal interview before final selection.
Common Questions (FAQs)
Who is eligible for the Kotak Junior Scholarship?
Students who scored 85% or above in their Class 10 board examination (SSC, CBSE, ICSE) and have secured admission into Class 11 at a recognized junior college or school in the Mumbai Metropolitan Region (MMR), with an annual family income of ₹3,20,000 or below.
Which geographic areas are covered under MMR?
The Mumbai Metropolitan Region includes Mumbai City, Mumbai Suburban, Thane, Navi Mumbai, Kalyan-Dombivli, Mira-Bhayandar, Vasai-Virar, and adjoining municipal corporations.
What is the scholarship amount and disbursement schedule?
Selected scholars receive ₹3,500 per month for a total duration of 21 months covering Class 11 and Class 12, amounting to a total grant of ₹73,500 credited directly to the student's bank account.
Does the program provide mentorship and career guidance?
Yes. In addition to monthly financial aid, scholars receive personalized academic tutoring support, mental health counseling, career guidance, and industrial exposure visits organized by the foundation.
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Legal Disclaimer
IndiaScholarships.in attempts to provide accurate information manually curated from official sources. Scholarship details, timelines, and eligibility can change without notice as per the provider's discretion. Applying for a scholarship does not guarantee selection. Always verify all information on the official Kotak Education Foundation website before final submission.