Merit-Cum-Means (MCM) Scholarship for Minorities - Professional and Technical Courses (Karnataka)
About the Program
The Merit-Cum-Means Scholarship for Minorities (MCM) in Karnataka provides financial assistance to minority community students pursuing professional and technical courses at UG and PG levels. Administered by Ministry of Minority Affairs through NSP and Karnataka Directorate of Minorities through SSP, this scholarship offers Rs 20,000 per year. Students admitted to 85 premier institutes (IITs, NITs, IIMs) receive full course fee reimbursement plus maintenance. Minimum 50% marks, family income below Rs 2.5 lakh, admission through competitive exam required. Separate from general Post-Matric Minorities scheme (PMS).
Benefits & Financial Support
Direct financial assistance for tuition and living expenses.
Inclusions
Maintenance
Allowance: Rs 20,000 per annum
Premier Institutes (85 listed): Full course fee reimbursement + Rs 20,000 maintenance (IITs, NITs, IIMs)
Other
Institutions: Rs 20,000 maintenance + partial fee support
Direct Benefit Transfer to Aadhaar-linked account
Central + State Support
Family
Limit: Max 2 children per family across ALL MoMA scholarships
Higher
Income
Limit: Rs 2.5 lakh (vs Rs 2 lakh for PMS)
Professional Course Focus for employability
NOT for correspondence/distance learning, certificate programs, general degrees, or students receiving other central govt scholarships.
Eligibility Criteria
Educational Qualification
Post-Matric Professional/Technical: UG and PG professional/technical courses ONLY. Admission must be through competitive examination.
Must be enrolled in Professional and Technical courses ONLY at UG and PG levels. Includes: Engineering, Medical, Management, Law, Architecture, Computer Applications. NOT for general Arts/Science/Commerce degrees..
Financial & Category
Selection Process
Two-
Level
Processing: Central (MoMA via NSP) + State (Karnataka via SSP)
Eligibility: Minority certificate validation, Karnataka domicile, income <= Rs 2.5L
Academic: >= 50% marks
Competitive
Admission: Must be through competitive exam (JEE, NEET, CAT, etc.)
Family
Limit: Max 2 per family across MoMA
Other
Scholarship
Check: Central govt scholarships disqualify
Premier Institute Priority for full fee reimbursement
Merit-Cum-
Means
Ranking: Merit first, then means (lower income) breaks ties
Budget: 60,000 nationwide, Karnataka gets population-based allocation
DBT via PFMS.
Renewal Policy
Yes - renewable annually
Conditions: >= 50% marks each year, continue SAME course in SAME institution, income still <= Rs 2.5L, not receiving other central scholarships
Fresh renewal application required on NSP
Missing renewal deadline = lose benefits permanently for that year.
Application Process
- 1
Verify Eligibility - Minority community, professional/technical course, competitive exam admission, income <= Rs 2.5L, >= 50% marks, max 2 siblings in MoMA schemes.
- 2
NSP OTR Registration (MANDATORY FIRST) - Visit scholarships.gov.in, complete One Time Registration with Aadhaar Face Authentication via NSP OTR App, receive OTR Number.
- 3
Apply on NSP (PRIMARY) - Login with OTR, select MCM for Minorities scheme, select Karnataka, fill form, upload documents, submit, note NSP Application ID.
- 4
Apply on Karnataka SSP (SECONDARY) - Visit ssp.postmatric.karnataka.gov.in, select Minority Welfare MCM, enter NSP Application ID (mandatory), fill SSP form, upload documents, complete e-attestation if required.
- 5
Submit hard copies to college if required.
- 6
Track on NSP, SSP, and PFMS (pfms.nic.in) portals.
Documents Required
Important Dates
Application Deadline
30 September 2025
Dates are subject to change as per the provider's official notification. Applicants are encouraged to apply well before the closing date.
Scholarship Quick Facts
Common Questions (FAQs)
Help & Contact Support
Official Support
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IndiaScholarships.in attempts to provide accurate information manually curated from official sources. However, scholarship details, timelines, and eligibility can change without notice as per the provider's discretion. Applying for a scholarship does not guarantee selection. Always verify all information on the official Government of Karnataka website before final submission.
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