Bihar Scholarships: The Complete Guide (2026)

Bihar's scholarship system can look confusing at first, mainly because its two biggest systems — PMS and Medhasoft — each show up under two different web addresses. This guide clears that up, along with one important scheme that isn't actually a scholarship.

PMS and Medhasoft each have two web addresses — both are real

This is the single biggest source of confusion for Bihar students:

• PMS (Post-Matric Scholarship), for SC, ST, BC, and EBC students, is reachable at both pmsonline.bihar.gov.in and pmsonline.bih.nic.in. There is also a PMS Mobile App.
• Medhasoft, which hosts schemes like Mukhyamantri Medhavriti Yojana, Chief Minister Medhavi Yojana, and the graduation stage of Kanya Utthan Yojana, is reachable at both medhasoft.bihar.gov.in and medhasoft.bih.gov.in.

Both addresses for each system are genuine. If a link you find looks slightly different from one you saw before, it doesn't necessarily mean it's fake — check the exact link shared for your specific scheme.

The Student Credit Card is a loan, not a scholarship

This is an important distinction. The Bihar Student Credit Card, under the 7 Nishchay Yuva Upmission program, gives students access to funds for education — but it is an education loan, not a scholarship. You are expected to repay it over time. Don't confuse it with PMS or Medhasoft schemes, which don't need to be repaid.

Bihar's income limit is a little higher than usual

Many states cap family income at around ₹2.5 lakh per year for scholarship eligibility. Bihar commonly uses a limit closer to ₹3 lakh. Always check the exact figure for your specific scheme, since it can still vary between schemes.

Documents Bihar almost always asks for

1. Aadhaar Card, linked to your mobile number and bank account.
2. Bihar Domicile (Residential) Certificate.
3. Caste Certificate, issued by a Revenue Officer or Circle Officer (CO).
4. Income Certificate, usually under ₹3 lakh.
5. Bonafide Certificate from your institute, including your fee structure.
6. Class 10 or previous exam marksheet.
7. Bank account linked with Aadhaar (NPCI seeding).

How to find the right scheme — step by step

1. Check your category first. SC, ST, BC, and EBC students should start with PMS.
2. Check Medhasoft for Mukhyamantri Medhavriti Yojana, Chief Minister Medhavi Yojana, or Kanya Utthan Yojana at the graduation stage.
3. Decide if you actually want a loan or a scholarship before applying to the Student Credit Card scheme — remember, it must be repaid.
4. If you're a sportsperson, check the separate Bihar State Sports Authority scholarship.
5. Get your Revenue Officer / CO-issued caste certificate ready early, since local document processing can take time.