Bihar Student Credit Card / Education Support Scheme Apply Online 2026
How to Apply Online (Step-by-Step)
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### Step-by-Step Application Guide
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**Access Portal:** Go to the official MNSSY portal at [7nishchay-yuvaupmission.bihar.gov.in](https://www.7nishchay-yuvaupmission.bihar.gov.in/).
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**Register/Login:** Register using Aadhaar and mobile verification. Choose "Student Credit Card Scheme".
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**Enter details:** Input student profile, course fee structure, and details of co-applicant.
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**DRCC center visit:** Schedule an appointment and visit the District Registration and Counseling Center (DRCC) with original documents.
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**Loan approval:** The loan is approved and disbursed in installments directly to the college bank account.
FAQs for Bihar Student Credit Card / Education Support Scheme
Q.What is the interest rate under this scheme?
The interest rate is highly subsidized at 1% per annum. For female, transgender, and disabled students, it is further reduced to 0%.
Q.What is the maximum loan limit?
Students can secure a loan up to ₹4 Lakhs for tuition fees, hostel, books, and living expenses.
Q.Is DRCC visit mandatory?
Yes, visiting the DRCC (District Registration and Counseling Center) with original documents is mandatory for physical verification.