State SchemeVerified for 2026
Bihar Student Credit Card / Education Support Scheme Income Limit 2026
Maximum Annual Family Income
No Income Bar / Not specified
Income Verification Rules
Applicants must submit a valid annual income certificate issued by a competent revenue officer (such as a Tahsildar, Revenue Inspector, or Sub-Divisional Magistrate).
- The certificate must be in the name of the parent/legal guardian.
- Income certificates issued by private employers or self-declarations on plain paper are not accepted.
FAQs for Bihar Student Credit Card / Education Support Scheme
Q.What is the interest rate?
0% interest for all students as per 2025 update.
Q.Who is eligible?
Bihar residents under 25 years, passed 12th, enrolled in recognized higher education courses.
Q.Can I buy a laptop?
Yes, loan covers books, laptop, tuition, hostel fees.
Q.When does repayment start?
After course completion and securing a job; up to 7-10 years tenure.
Q.Is there income limit?
Not specified, but targets economically weaker students.
Supporting Guides
Official Support
WebsiteOfficial Portal
HelplineNot specified