Bihar Student Credit Card / Education Support Scheme Apply Online 2026
How to Apply Online (Step-by-Step)
['
Visit https://www.7nishchay-yuvaupmission.bihar.gov.in/ and register with mobile/Aadhaar.', "Fill personal details and select 'Bihar Student Credit Card' scheme.", 'Complete BSCC application form with course, institution, and loan details.', 'Submit online
no document upload needed initially.', 'Visit nearest DRCC with self-attested documents for verification.', 'Receive Student Credit Card and loan sanction letter after approval.']
FAQs for Bihar Student Credit Card / Education Support Scheme
Q.What is the interest rate?
0% interest for all students as per 2025 update.
Q.Who is eligible?
Bihar residents under 25 years, passed 12th, enrolled in recognized higher education courses.
Q.Can I buy a laptop?
Yes, loan covers books, laptop, tuition, hostel fees.
Q.When does repayment start?
After course completion and securing a job; up to 7-10 years tenure.
Q.Is there income limit?
Not specified, but targets economically weaker students.