State SchemeVerified for 2026
Bihar Student Credit Card / Education Support Scheme Renewal Process 2026
Renewal Guidelines & Conditions
Loan disbursed as needed during course; repayment post-study
Key Renewal Prerequisites
- Must pass the previous annual/semester examination in the first attempt.
- No active backlogs or ATKT are permitted in most professional programs.
- Must maintain regular class attendance (typically 75% or higher) validated by the college.
FAQs for Bihar Student Credit Card / Education Support Scheme
Q.What is the interest rate?
0% interest for all students as per 2025 update.
Q.Who is eligible?
Bihar residents under 25 years, passed 12th, enrolled in recognized higher education courses.
Q.Can I buy a laptop?
Yes, loan covers books, laptop, tuition, hostel fees.
Q.When does repayment start?
After course completion and securing a job; up to 7-10 years tenure.
Q.Is there income limit?
Not specified, but targets economically weaker students.
Supporting Guides
Official Support
WebsiteOfficial Portal
HelplineNot specified