State SchemeVerified for 2026
Bihar Student Credit Card / Education Support Scheme Documents Required 2026
Required Documents Checklist
- Aadhaar
- Residence proof
- 12th marksheet
- Admission letter
- Income certificate
- Bank details
- Passport photos
DBT Bank Seeding Warning
Your primary bank account must be active, seeded with your Aadhaar card, and mapped on the NPCI mapper. The government disbursements are made exclusively via Direct Benefit Transfer (DBT).
FAQs for Bihar Student Credit Card / Education Support Scheme
Q.What is the interest rate?
0% interest for all students as per 2025 update.
Q.Who is eligible?
Bihar residents under 25 years, passed 12th, enrolled in recognized higher education courses.
Q.Can I buy a laptop?
Yes, loan covers books, laptop, tuition, hostel fees.
Q.When does repayment start?
After course completion and securing a job; up to 7-10 years tenure.
Q.Is there income limit?
Not specified, but targets economically weaker students.
Supporting Guides
Official Support
WebsiteOfficial Portal
HelplineNot specified