Bihar Student Credit Card / Education Support Scheme Eligibility Criteria 2026

Qualifying Mark/Percent33% marks in previous class

Target Education LevelsUndergraduate, Postgraduate, Professional

Eligible Caste/CategoriesGeneral, OBC, SC, ST, EWS

Gender LimitAll

Permanent resident of Bihar who completed intermediate (Class 12) from Bihar schools/colleges

Requires co-applicant (typically parent) and physical verification at DRCC.

FAQs for Bihar Student Credit Card / Education Support Scheme

The interest rate is highly subsidized at 1% per annum. For female, transgender, and disabled students, it is further reduced to 0%.

Students can secure a loan up to ₹4 Lakhs for tuition fees, hostel, books, and living expenses.

Yes, visiting the DRCC (District Registration and Counseling Center) with original documents is mandatory for physical verification.

Helpline1800 3456 444, support-bsefc@bihar.gov.in