Bihar Student Credit Card / Education Support Scheme Selection Process 2026
How Candidates are Selected
Based on admission in recognized institutions in India, Bihar domicile, and passing intermediate exams.
Verification Flow
Institute Nodal Officer Verification
Your college/school checks your bonafide status, fees paid, and marks cards against the database.
District Welfare Officer / State Board Sanction
The state/central department approves the budget release for verified records based on category quotas.
Fund Disbursement via DBT
The bank issues direct fund credits to Aadhaar-seeded accounts using treasury payment systems.
FAQs for Bihar Student Credit Card / Education Support Scheme
Q.What is the interest rate under this scheme?
The interest rate is highly subsidized at 1% per annum. For female, transgender, and disabled students, it is further reduced to 0%.
Q.What is the maximum loan limit?
Students can secure a loan up to ₹4 Lakhs for tuition fees, hostel, books, and living expenses.
Q.Is DRCC visit mandatory?
Yes, visiting the DRCC (District Registration and Counseling Center) with original documents is mandatory for physical verification.