State SchemeVerified for 2026
Bihar Student Credit Card / Education Support Scheme Documents Required 2026
Required Documents Checklist
- * Class 10 and 12 Passed Marksheets
- * Admission Letter from recognized higher education institution
- * Detailed Fee Structure of the course
- * Aadhaar Card of student and co-applicant
- * Domicile Certificate of Bihar
DBT Bank Seeding Warning
Your primary bank account must be active, seeded with your Aadhaar card, and mapped on the NPCI mapper. The government disbursements are made exclusively via Direct Benefit Transfer (DBT).
FAQs for Bihar Student Credit Card / Education Support Scheme
Q.What is the interest rate under this scheme?
The interest rate is highly subsidized at 1% per annum. For female, transgender, and disabled students, it is further reduced to 0%.
Q.What is the maximum loan limit?
Students can secure a loan up to ₹4 Lakhs for tuition fees, hostel, books, and living expenses.
Q.Is DRCC visit mandatory?
Yes, visiting the DRCC (District Registration and Counseling Center) with original documents is mandatory for physical verification.
Supporting Guides
Official Support
WebsiteOfficial Portal
Helpline1800 3456 444, support-bsefc@bihar.gov.in