State SchemeVerified for 2026
Bihar Student Credit Card / Education Support Scheme Income Limit 2026
Maximum Annual Family Income
No Income Bar / Not specified
Income Verification Rules
Applicants must submit a valid annual income certificate issued by a competent revenue officer (such as a Tahsildar, Revenue Inspector, or Sub-Divisional Magistrate).
- The certificate must be in the name of the parent/legal guardian.
- Income certificates issued by private employers or self-declarations on plain paper are not accepted.
FAQs for Bihar Student Credit Card / Education Support Scheme
Q.What is the interest rate under this scheme?
The interest rate is highly subsidized at 1% per annum. For female, transgender, and disabled students, it is further reduced to 0%.
Q.What is the maximum loan limit?
Students can secure a loan up to ₹4 Lakhs for tuition fees, hostel, books, and living expenses.
Q.Is DRCC visit mandatory?
Yes, visiting the DRCC (District Registration and Counseling Center) with original documents is mandatory for physical verification.
Supporting Guides
Official Support
WebsiteOfficial Portal
Helpline1800 3456 444, support-bsefc@bihar.gov.in