Bihar Student Credit Card / Education Support Scheme Renewal Process 2026

Required each year by submitting passing semester transcripts and institutional bonafide on the portal.

Must pass the previous annual/semester examination in the first attempt.
No active backlogs or ATKT are permitted in most professional programs.
Must maintain regular class attendance (typically 75% or higher) validated by the college.

FAQs for Bihar Student Credit Card / Education Support Scheme

The interest rate is highly subsidized at 1% per annum. For female, transgender, and disabled students, it is further reduced to 0%.

Students can secure a loan up to ₹4 Lakhs for tuition fees, hostel, books, and living expenses.

Yes, visiting the DRCC (District Registration and Counseling Center) with original documents is mandatory for physical verification.

Helpline1800 3456 444, support-bsefc@bihar.gov.in